Resources
Practical materials for defensible fraud and AML controls
These resources are for FCA-regulated firms that need to keep their fraud and AML detection rules documented, owned, and defensible. The emphasis is practical: rule rationale, coverage, accountability, and evidence you can show when challenged.
Checklist
Fraud Rule Defensibility Checklist
A practical baseline for fraud and AML rules: documented rationale, testing, monitoring, ownership, change control, and obligation mapping — what to have in place before a rule is challenged.
Guide
PSR APP-Reimbursement Readiness Guide
A practical view of what mandatory APP-fraud reimbursement means for your detection rules: where exposure sits, what makes a rule defensible, and how to evidence that controls were adequate.
Matrix
Typology Coverage Matrix
A structure for checking your rule set against recognised UK fraud typologies across APP scams, AML transaction monitoring, card fraud, and application/mule fraud — so you can see, by name, what you are not catching.
Template
Rule Ownership & Change-Control Template
A structured template for assigning a named accountable owner to each rule and recording how changes are reviewed, impact-assessed, and approved over time.
Guide
Preparing for an FCA or Ombudsman Challenge
Practical steps for firms anticipating scrutiny of a fraud decision. Covers what reviewers typically examine, the gaps most commonly exposed, and how to assemble the evidence in advance.
Reference
Fraud Rule Evidence Reference Guide
A reference for structuring the evidence behind a fraud rule — rationale, thresholds, testing, and obligation mapping — for use in regulatory enquiries, customer disputes, and formal investigations.
Need something specific?
Resources are provided as part of a scoping discussion
The most useful resources are tailored to your system, sector, and the scrutiny you face. A short conversation is usually the right starting point.