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Specialist technical capability · regulated finance

We design, build, and assure your controls — by design, not a black box

From writing your fraud and AML detection rules to proving they hold up under scrutiny — end to end. Deep technical specialists who have sat inside the bank, not lawyers and not a software vendor. We lead with financial crime, and bring the same rigour to AI decisions and cyber. So when the FCA, the Financial Ombudsman, or a court asks, you can show your working.

Fraud & AML Rule Defensibility

Design, tune, and prove your fraud and AML detection rules.

Since mandatory APP-fraud reimbursement, FCA-regulated firms must show their detection rules are adequate and defensible. Our specialists span APP scams, AML transaction monitoring, and card, application, and mule fraud, and we work both ends: we design and tune your rules, then assure them, delivering a rule-by-rule defensibility scorecard, coverage gaps mapped across recognised UK typologies, an estimated false-positive reduction, and a regulator-ready documentation pack. For independence, build and assurance stay separate engagements — we don’t mark our own homework.

AI Governance & Compliance

Govern the AI and automated decisions that affect your customers, money, and operations.

The same rigorous, evidence-based approach, applied where firms rely on AI or automated decisions: who is accountable, how decisions are reviewed, what evidence is retained, and what happens when an outcome is challenged. Our work is repeatable and fully traceable — defensible by design, not a black box.

Cybersecurity & Operational Resilience

Make your security and operational-resilience controls defensible.

We bring the same evidence-forward, reproducible discipline to the security and operational-resilience controls that move money and protect customers. We show which controls exist, who owns them, that they have been tested, and that they map to the regulation each implements — control assurance and resilience mapping, defensible by design, not a black box.

Core lens

Risk

We trace where your controls are exposed — the rules and decisions you could not defend if challenged today.

Core lens

Consequence

We show what each gap means in practice: reimbursement cost, complaint risk, regulatory scrutiny, or operational failure.

Core lens

Solution

We build the evidence, ownership, and documentation that hold up when a regulator, the Financial Ombudsman, or a court asks.